fix(GzcApiRequest): 修复卡类型判断逻辑

- 调整卡类型默认值处理方式
- 当卡类型为2时，强制设置为10
- 确保卡类型判断逻辑符合业务需求

app/traits/GzcApiRequest.php

@@ -56,7 +56,10 @@ trait GzcApiRequest
      */
     public static function checkAmount($user)
     {
-        $cardType = $user['card_type'] ? $user['card_type'] : 10;
+        $cardType = $user['card_type'];
+        if ($user['card_type'] == 2) {
+            $cardType = 10;
+        }
         $cxbData = [
             'platformNo' => env('GZC.PLATFORM_NO'),
             'appNo' => env('GZC.APP_NO'),