qimall/addons/Mch/client/controllers/FinanceController.php

<?php

namespace addons\Mch\client\controllers;

use addons\JoinPay\common\global_func\payment_logic\JoinPayFastPay;
use addons\JoinPay\common\models\JoinPayUserBankcard;
use addons\Mch\common\enums\MchEnum;
use addons\Mch\common\models\Mch;
use addons\Mch\common\models\MchBank;
use addons\Mch\common\models\MchCommission;
use addons\Mch\common\models\MchSettings;
use addons\Mch\common\models\MchStatistics;
use addons\Mch\common\models\MchWithdrawLog;
use common\enums\AddonsEnum;
use common\enums\ApiStatusEnum;
use common\enums\StatusEnum;
use common\enums\WithdrawWayEnum;
use common\globals\GlobalInvoke;
use common\helpers\ArrayHelper;
use common\helpers\BankCardHelper;
use common\models\common\PlatformSetting;
use common\models\common\UserBankCard;
use common\models\mall\MallAddons;
use common\models\user\User;
use yii\helpers\Json;

class FinanceController extends BaseController
{


    /**
     * 财务首页
     * @Author bing
     * @DateTime 2022-04-26 18:03:57
     * @return void
     * @copyright: Copyright (c) 2022 广东七件事集团
     */
    public function actionIndex()
    {
        if (\Yii::$app->request->isAjax) {
            if (\Yii::$app->request->isGet) {
                $get = \Yii::$app->request->get();
                $where[] = ['mall_id' => $this->mall_id];
                $where[] = ['mch_id' => $this->mch_id];
                if (!empty($get['keyword'])) {
                    $user_list = User::lists(['where' => [['mall_id' => $this->mall_id], [
                        'or',
                        ['like', 'username', trim($get['keyword'])],
                        ['like', 'nickname', trim($get['keyword'])],
                        ['like', 'mobile', trim($get['keyword'])]
                    ]], 'select' => 'id']);
                    $where[] = ['user_id' => array_column($user_list, 'id')];
                }
                if (!empty($get['user_id'])) $where[] = ['user_id' => $get['user_id']];
                if (!empty($get['order_no'])) $where[] = ['order_no' => $get['order_no']];
                if (isset($get['is_settlement']) && $get['is_settlement'] != -1) $where[] = ['is_settlement' => $get['is_settlement']];

                $store = Mch::findOne(['id' => $this->mch_id]);
                $total_expenses = $store_balance = $unsettled_amount = 0;
                if (!empty($store)) {
                    $total_expenses = $store['total_expenses'];
                    $store_balance = $store['balance'] + $store['unsettled_amount'];
                    $unsettled_amount = $store['unsettled_amount'];
                }
                $time = time();
                $where[] = ['>=', 'created_at', $time - 365 * 24 * 3600];
                $list = MchStatistics::lists(['where' => $where, 'index' => 'date_time']);
                $month = date('m', $time);
                $monty_int = intval($month);
                $year = date('Y', $time);
                $chart_time_arr = [];
                $settle_income_arr = [];
                if ($monty_int < 12) {
                    $front_year = $year - 1;
                    for ($i = $monty_int; $i <= 12; $i++) {
                        if ($i < 10) {
                            $month_time = $front_year . '-0' . $i;
                        } else {
                            $month_time = $front_year . '-' . $i;
                        }
                        $settle_income_arr[] = $list[$month_time]['income_money'] ?? 0;
                        $chart_time_arr[] = $month_time;
                    }
                    for ($i = 1; $i <= $monty_int; $i++) {
                        if ($i < 10) {
                            $month_time = $year . '-0' . $i;
                        } else {
                            $month_time = $year . '-' . $i;
                        }
                        $chart_time_arr[] = $month_time;
                        $settle_income_arr[] = $list[$month_time]['income_money'] ?? 0;
                    }
                }

                $order_total_arr = [];
                $order_total_arr['store_balance'] = ['type' => 'store_balance', 'name' => '店铺余额(元)', 'value' => $store_balance, 'prompt' => ''];
                $order_total_arr['unsettled_amount'] = ['type' => 'unsettled_amount', 'name' => '包含待结算店铺余额(元)', 'value' => $unsettled_amount, 'prompt' => ''];
                $order_total_arr['total_expenses'] = ['type' => 'total_expenses', 'name' => '已提现(元)', 'value' => $total_expenses, 'prompt' => ''];
                $data['order_total_arr'] = $order_total_arr;
                $data['chart_time_arr'] = $chart_time_arr;
                $data['settle_income_arr'] = $settle_income_arr;
                return $this->success('ok', $data);
            }
        }
        return $this->render($this->action->id);
    }

    /**
     * 收入明细
     * @Author bing
     * @DateTime 2022-04-26 18:04:25
     * @return void
     * @copyright: Copyright (c) 2022 广东七件事集团
     */
    public function actionIncomeLog()
    {
        if (\Yii::$app->request->isAjax) {
            if (\Yii::$app->request->isGet) {
                $get = \Yii::$app->request->get();
                $where[] = ['mall_id' => $this->mall_id];
                $where[] = ['mch_id' => $this->mch_id];
                $where[] = ['status' => [StatusEnum::ENABLED, StatusEnum::DISABLED]];
                if (!empty($get['keyword'])) {
                    $user_list = User::lists(['where' => [['mall_id' => $this->mall_id], [
                        'or',
                        ['like', 'username', trim($get['keyword'])],
                        ['like', 'nickname', trim($get['keyword'])],
                        ['like', 'mobile', trim($get['keyword'])]
                    ]], 'select' => 'id']);
                    $where[] = ['user_id' => array_column($user_list, 'id')];
                }
                if (!empty($get['user_id'])) $where[] = ['user_id' => $get['user_id']];
                if (!empty($get['order_no'])) $where[] = ['order_no' => $get['order_no']];
                if (isset($get['is_settlement']) && $get['is_settlement'] !== '') $where[] = ['is_settlement' => $get['is_settlement']];
                $params = [
                    'where' => $where,
                    'order' => 'id desc',
                    'with' => ['user']
                ];
                $store = Mch::findOne(['id' => $this->mch_id]);
                $page_data = MchCommission::listPage($params);
                if ($page_data === false) return $this->error(MchCommission::getStaticError());
                $total_num = $total_order_money = $total_settled_amount = $unsettled_amount = 0;
                if (!empty($store)) {
                    $total_num = $store['total_num'];
                    $total_order_money = $store['total_order_money'];
                    $total_settled_amount = $store['total_settled_amount'];
                    $unsettled_amount = $store['unsettled_amount'];
                }
                if (!empty($page_data['list'])) {
                    $user_id_arr = array_column($page_data['list'], 'user_id');
                    $user_list = User::lists(['where' => [['id' => $user_id_arr]], 'index' => 'id']);
                    foreach ($page_data['list'] as &$item) {
                        $item['nickname'] = $item['mobile'] = $item['avatar_url'] = '';
                        if (isset($user_list[$item['user_id']])) {
                            $item['nickname'] = $user_list[$item['user_id']]['nickname'];
                            $item['mobile'] = $user_list[$item['user_id']]['mobile'];
                            $item['avatar_url'] = $user_list[$item['user_id']]['avatar_url'];
                        }
                        if ($item['type'] == 2) {
                            if (isset($store_cashier_order_list[$item['order_no']])) {
                                $addons_bonus = 0;
                                $extra = json_decode($store_cashier_order_list[$item['order_no']]['extra'], true);
                                foreach ($extra as $k => $v) {
                                    if (in_array($k, ['agent_commission', 'distribution_commission'])) $addons_bonus += $v;
                                }
                                $item['addons_bonus'] = $addons_bonus;
                            }
                        }
                    }
                }
                $order_total_arr = [];
                $order_total_arr[] = ['type' => 'total_num', 'name' => '总数', 'value' => $total_num, 'prompt' => ''];
                $order_total_arr[] = ['type' => 'total_order_money', 'name' => '订单总金额', 'value' => $total_order_money, 'prompt' => ''];
                $order_total_arr[] = ['type' => 'total_settled_amount', 'name' => '提成已结算总金额', 'value' => $total_settled_amount, 'prompt' => ''];
                $order_total_arr[] = ['type' => 'unsettled_amount', 'name' => '提成未结算总金额', 'value' => $unsettled_amount, 'prompt' => ''];
                $page_data['order_total_arr'] = $order_total_arr;
                return $this->success('ok', $page_data);
            }
        }
        return $this->render($this->action->id);
    }

    /**
     * 提现申请
     * @Author bing
     * @DateTime 2022-04-26 18:04:50
     * @return void
     * @copyright: Copyright (c) 2022 广东七件事集团
     */
    public function actionWithdrawal()
    {
        if (\Yii::$app->request->isAjax) {
            if (\Yii::$app->request->isGet) {
                $mch = Mch::getOne([['id' => $this->mch_id]], true, [], false, 'id,user_id,balance');
                $user = User::getOne([['id' => $mch['user_id']]], true, [], false, 'id,nickname,avatar_url,mobile');
                $mch_banks = MchBank::lists(['where' => [['mch_id' => $mch['id']], ['status' => StatusEnum::ENABLED]], 'id,mall_id,mch_id,username,bank,card_no']);
                $mch_setting = MchSettings::getOne([['mch_id' => $this->mch_id]], true, [], false, 'id,balance_cash_service_fee,is_balance_cash_service_fee');
                $mch['balance_cash_service_fee'] = $this->getBalanceCashServiceFee($this->mall_id,$mch_setting);;
                $is_show_join_pay = 0;
                $payment = \Yii::$app->services->setting->mall->get($this->mall_id, 'withdraw_balance');
                $balance_cash_type = [];
                if(!empty($payment['balance_cash_type'])) {
                    $balance_cash_type = json_decode($payment['balance_cash_type'],true);
                }
                $join_pay_banks = [];
                if(MallAddons::isInstall($this->mall_id,'JoinPay')&&in_array('joinpay',$balance_cash_type)){
                    $is_show_join_pay = 1;
                    $bank_card_list = JoinPayUserBankcard::lists([
                        'where'=>[
                            ['mall_id'=>$this->mall_id],
                            ['user_id'=>$user['id']],
                            ['status'=>StatusEnum::ENABLED],
                        ],
                        'select'=>'id,payer_name,bank_card_no,bank_name,card_id,is_sign'
                    ]);
                    if(!empty($bank_card_list)){
                        $cardIds = array_column($bank_card_list,'card_id');
                        $user_bank_card_list = UserBankCard::lists(['where'=>[['id'=>$cardIds]],'index'=>'id']);
                        foreach ($bank_card_list as &$item){
                            $item['bank_account_type'] = 1;
                            if(isset($user_bank_card_list[$item['card_id']])) $item['bank_account_type'] = $user_bank_card_list[$item['card_id']]['bank_account_type'];
                        }
                        $join_pay_banks = $bank_card_list;
                    }
                }

                $cash_type_name = $this->getCashTypeName($mch['user_id']);
                sort($cash_type_name);
                array_unshift($cash_type_name,['name'=>'余额提现','type'=>'balance']);


                return $this->success('ok', ['user' => $user, 'mch' => $mch, 'store_banks' => $mch_banks,
                    'join_pay_banks' => $join_pay_banks,
                    'is_show_join_pay'=>$is_show_join_pay,
                    'cash_type_name'=>$cash_type_name,
                ]);
            } else {
                $params = \Yii::$app->request->post('form');
                if (empty($params['withdrawal_type'])) return $this->error('请选择提现方式');
                if (empty($params['withdrawal_money'])) return $this->error('请输入金额');
                if ($params['withdrawal_money'] < 0) return $this->error('输入金额必须大于0');
                $mch = Mch::getOne([['id' => $this->mch_id]], false, [], false, 'id,mall_id,user_id,balance');
                $mch_setting = MchSettings::getOne([['mch_id' => $this->mch_id]], true, [], false, 'id,balance_cash_service_fee,is_balance_cash_service_fee');
                if ($params['withdrawal_money'] > $mch['balance']) return $this->error('输入金额大于可提现金额');
                $params['mall_id'] = $this->mall_id;
                $params['mch_id'] = $this->mch_id;
                $params['balance_cash_service_fee'] = $this->getBalanceCashServiceFee($this->mall_id,$mch_setting);
                if(empty($params['remark']))$params['remark'] = '';
                $res = MchWithdrawLog::withdrawApply($params);
                if (empty($res)) return $this->error(MchWithdrawLog::getStaticError());
                $res['withdrawal_type'] = $params['withdrawal_type'];
                return $this->success('操作成功',$res);
            }
        }
        return $this->render($this->action->id);
    }

    protected function getBalanceCashServiceFee($mall_id,$mch_setting){
        if(!empty($mch_setting['is_balance_cash_service_fee'])){
            $balance_cash_service_fee  = $mch_setting['balance_cash_service_fee']??0;
        }else{
            $basic = \Yii::$app->services->setting->addons->get($mall_id, MchEnum::ADDONS_NAME, 'basic');
            if(isset($basic['balance_cash_service_fee'])){
                $balance_cash_service_fee  = $basic['balance_cash_service_fee'];
            }else{
                $balance_cash_service_fee = \Yii::$app->services->setting->mall->get($mall_id, 'withdraw_balance.balance_cash_service_fee');
            }
        }
        return $balance_cash_service_fee;
    }


    public function getCashTypeName($user_id){
        $cash_type_name = [];
        $payment = \Yii::$app->services->setting->mall->get($this->mall_id, 'withdraw_balance');
        if (!$payment) return $cash_type_name;
        $cashType = $payment['balance_cash_type'];
        if(!empty($cashType)) {
            $cash_type = Json::decode($cashType);
            $default_withdraw_way = WithdrawWayEnum::getDefaultWithDrawWayMap(WithdrawWayEnum::WITHDRAW_TYPE_2);
            $extension_withdraw_way = GlobalInvoke::exec(GlobalInvoke::INVOKE_GET_WITHDRAW_EXTENSION_WAY, $this->mall_id, ['mall_id' => $this->mall_id]);
            $all_withdraw = array_merge($default_withdraw_way, $extension_withdraw_way);
            $cash_type_keys = array_keys($all_withdraw);
            $get_system_setting = PlatformSetting::getConfByGroup('system', true);
            $bank_card_list = [];
            if (in_array('bank', $cash_type_keys) || in_array('joinpay', $cash_type_keys)) {
                $bank_card_list = UserBankCard::getUserCardList($user_id, $this->mall_id);
            }
            foreach ($cash_type as $i => $item) {
                if(in_array($item,['alipay_tax'])) continue;
                if (isset($all_withdraw[$item])) {
                    $taxFee = 0;
                    $name = '';
                    if (isset($all_withdraw[$item])) {
                        if (is_array($all_withdraw[$item])) {
                            $name = $all_withdraw[$item]['name'] ?? '';
                            $taxFee = $all_withdraw[$item]['taxFee'] ?? 0;
                        } else {
                            $name = $all_withdraw[$item];
                        }
                    }
                    $cash_type_name[$i]['type'] = $item;
                    $cash_type_name[$i]['taxFee'] = $taxFee;
                    $cash_type_name[$i]['name'] = $name;
                    $cash_type_name[$i]['img'] = $get_system_setting['api_url']['value'] . '/resources/img/payment/' . $item . '.png';
                    if ('bank' == $item || 'joinpay' == $item || 'yunfast_pay' == $item) {
                        $cash_type_name[$i]['bank_card_list'] = $bank_card_list;
                    }
                }
            }
        }
        return $cash_type_name;
    }

    //编辑银行卡
    public function actionEditStoreBank()
    {
        if (\Yii::$app->request->isPost) {
            $params = \Yii::$app->request->post('form');
            $params['mall_id'] = $this->mall_id;
            $params['mch_id'] = $this->mch_id;
            $res = MchBank::setData($params);
            if ($res == false) $this->error('操作失败');
            return $this->success();
        } else {
            $params = \Yii::$app->request->get();
            $store_bank_info = MchBank::getOne([['id' => $params['id']], ['mall_id' => $this->mall_id], ['mch_id' => $this->mch_id]], true);
            return $this->success('ok', ['store_bank_info' => $store_bank_info]);
        }
    }

    //删除银行卡
    public function actionDelStoreBank()
    {
        $params = \Yii::$app->request->get();
        $params['mall_id'] = $this->mall_id;
        $params['mch_id'] = $this->mch_id;
        $params['status'] = StatusEnum::DELETE;
        $res = MchBank::setData($params);
        if ($res == false) $this->error('操作失败');
        return $this->success();

    }

    /**
     * 提现日志
     * @Author bing
     * @DateTime 2022-04-26 18:04:50
     * @return void
     * @copyright: Copyright (c) 2022 广东七件事集团
     */
    public function actionWithdrawalLog()
    {
        if (\Yii::$app->request->isAjax) {
            if (\Yii::$app->request->isGet) {
                $params = \Yii::$app->request->get();
                $where[] = ['mall_id' => $this->mall_id];
                $where[] = ['mch_id' => $this->mch_id];
                if (!empty($params['start'])) $where[] = ['>=', 'created_at', strtotime($params['start'])];
                if (!empty($params['end'])) $where[] = ['<=', 'created_at', strtotime($params['end'])];
                if (isset($params['withdraw_status']) && $params['withdraw_status'] !== '') $where[] = ['withdraw_status' => $params['withdraw_status']];
                $params['where'] = $where;
                $params['order'] = 'id desc';
                $page_data = MchWithdrawLog::listPage($params);
                if ($page_data === false) return $this->error(MchWithdrawLog::getStaticError());
                if (!empty($page_data['list'])) {
                    foreach ($page_data['list'] as &$item) {
                        if($item['type']=='balance'){
                            $item['poundage_num'] = 0;
                        }
                        $item['extra'] = json_decode($item['extra'], true);
                    }
                }
                return $this->success('ok', $page_data);
            }
        }
    }

    //编辑汇聚银行卡
    public function actionEditStoreBankPay()
    {
        if (\Yii::$app->request->isPost) {
            $post = \Yii::$app->request->post('form');
            $rules = [
                [['bank_card_no', 'id_no', 'payer_name', 'mobile_no','bank_account_type'], 'required'],
                ['bank_card_no', 'string', 'max' => 64],
                [['id_no', 'payer_name',], 'string', 'max' => 255],
                [['mobile_no'], 'string', 'max' => 32],
            ];
            $res = \Yii::$app->services->validate->validate($post, $rules);
            if ($res === false) return $this->error(\Yii::$app->services->validate->getErrorMessage());
            $post['mall_id'] = $this->mall_id;
            $obj = new BankCardHelper();
            $bank_info = $obj->bankInfo($post['bank_card_no']);
            if(empty($bank_info)) return $this->error('银行卡号有问题');
            $bank_info_arr = explode('-',$bank_info);
            $bankShortList = json_decode($obj->getBankShortList(),true);
            $bank_code = '';
            $bank_name = '';
            foreach ($bankShortList as $k=>$v){
                if(strpos($v,$bank_info_arr[0])!==false){
                    $bank_code = $k;
                    $bank_name = $v;
                    break;
                }
            }
            if(empty($bank_name)||empty($bank_code))  return $this->error('无法识别的银行卡号的银行简码');

            $post['bank_code'] = $bank_code;
            $post['bank_name'] = $bank_name;
            $post['id_type'] = 1;
            switch ($bank_info_arr[2]){
                case '借记卡':
                    $card_type = 'dc';
                    $card_type_name = '储蓄卡';
                    break;
                case '贷记卡':
                    $card_type = 'cc';
                    $card_type_name = '信用卡';
                    break;
                default:
                    return $this->error('无法识别的银行卡号');
            }
            $mch = Mch::findOne(['id'=>$this->mch_id,'status'=>StatusEnum::ENABLED]);

            if(empty($mch)) return $this->error('商户不存在');
            $post['user_id'] = $mch['user_id'];
            $post['card_type'] = $card_type;
            $post['card_type_name'] = $card_type_name;

            $bank_card_info = UserBankCard::findOne(['mall_id'=>$this->mall_id,'bank_card_no' => $post['bank_card_no'], 'status' => StatusEnum::ENABLED]);
            if (!empty($bank_card_info)) {
                return $this->error('银行卡已经被绑定');
            }
            $card_id = MchBank::addJoinPayBankCard($this->mall_id,$post);
            try {
                //调用汇聚接口：发送签约短信
                $settings = \Yii::$app->services->setting->addons->get($this->mall_id, AddonsEnum::ADDONS_NAME_JOIN_PAY, 'basic');
                $fast_pay_class = new JoinPayFastPay($settings);
                $fast_pay_class->sendSignSms($card_id);
                return $this->success('操作成功', ['card_id' => $card_id]);
            } catch (\Exception $e) {
                return $this->error($e->getMessage());
            }
        } else {
            $params = \Yii::$app->request->get();
            $mch_bank_info = MchBank::getOne([['id' => $params['id']], ['mall_id' => $this->mall_id], ['mch_id' => $this->mch_id]], true);
            return $this->success('ok', ['mch_bank_info' => $mch_bank_info],ApiStatusEnum::CODE_SUCCESS,0);
        }
    }

    public function actionGetSmsCode(){
        try {
            $post = \Yii::$app->request->post();
            $rules = [
                [['card_id'], 'required'],
                [['card_id'], 'integer'],
            ];
            $res = \Yii::$app->services->validate->validate($post, $rules);
            if ($res === false) return $this->error(\Yii::$app->services->validate->getErrorMessage());
            $mch = Mch::findOne(['id'=>$this->mch_id,'status'=>StatusEnum::ENABLED]);
            if(empty($mch)) return $this->error('商户不存在');
            $model = UserBankCard::findOne(['id'=>$post['card_id'],'user_id'=>$mch['user_id']]);
            if(empty($model)) return $this->error('用户银行卡不存在');
            //调用汇聚接口：发送签约短信
            $settings = \Yii::$app->services->setting->addons->get($this->mall_id, AddonsEnum::ADDONS_NAME_JOIN_PAY, 'basic');
            $fast_pay_class = new JoinPayFastPay($settings);
            $fast_pay_class->sendSignSms($model->id);
            return $this->success('操作成功', ['card_id' => $model->id]);
        } catch (\Exception $e) {
            return $this->error($e->getMessage());
        }
    }


    //签约
    public function actionSignContract()
    {
        if (!\Yii::$app->request->isPost) {
            return $this->error('请求方式错误');
        }
        $post = \Yii::$app->request->post();
        $rules = [
            [['card_id', 'sms_code'], 'required'],
            [['card_id'], 'integer'],
            ['sms_code', 'string'],
        ];
        $res = \Yii::$app->services->validate->validate($post, $rules);
        if ($res === false) return $this->error(\Yii::$app->services->validate->getErrorMessage());
        $mch = Mch::findOne(['id'=>$this->mch_id,'status'=>StatusEnum::ENABLED]);
        if(empty($mch)) return $this->error('商户不存在');
        $post['user_id'] = $mch['user_id'];
        $card_info = UserBankCard::findOne([
            'mall_id' => $this->mall_id,
            'status' => StatusEnum::ENABLED,
            'id' => $post['card_id'],
            'user_id' => $mch['user_id'],
        ]);
        if (empty($card_info)) return $this->error('银行卡不存在');
        $joinpay_card_info = JoinPayUserBankcard::findOne([
            'mall_id' => $this->mall_id,
            'status' => StatusEnum::ENABLED,
            'card_id' => $post['card_id'],
            'user_id' => $mch['user_id'],
        ]);
        if (empty($joinpay_card_info)) {
            return $this->error('银行卡数据异常');
        }
        if ($joinpay_card_info->is_sign == 1) {
            return $this->error('银行卡已经签约');
        }
        try {
            // 签约快捷支付
            $settings = \Yii::$app->services->setting->addons->get($this->mall_id, AddonsEnum::ADDONS_NAME_JOIN_PAY, 'basic');
            $fast_pay_class = new JoinPayFastPay($settings);
            $fast_pay_class->sign($post['card_id'], $post['sms_code']);
            $card_info = ArrayHelper::toArray($card_info);
            $card_info['is_sign'] = 1;
            $card_info['is_auth'] = true;
            $card_info['icon'] = UserBankCard::getBankPicture($card_info['bank_code'], 'icon');
            unset($card_info['cvv'], $card_info['sign_no'], $card_info['payer_name'], $card_info['id_no']);
            return $this->success('签约成功', ['card_info' => $card_info], ApiStatusEnum::CODE_SUCCESS, 0);
        } catch (\Exception $e) {
            return $this->error($e->getMessage());
        }
    }

    //解约
    public function actionContractRelieve()
    {
        if (!\Yii::$app->request->isPost) {
            return $this->error('请求方式错误');
        }
        $post = \Yii::$app->request->post();
        $rules = [
            [['card_id'], 'required'],
            [['card_id'], 'integer'],
        ];
        $mch = Mch::findOne(['id'=>$this->mch_id,'status'=>StatusEnum::ENABLED]);
        if(empty($mch)) return $this->error('商户不存在');
        $res = \Yii::$app->services->validate->validate($post, $rules);
        if ($res === false) return $this->error(\Yii::$app->services->validate->getErrorMessage());
        $card_info = UserBankCard::findOne([
            'mall_id' => $this->mall_id,
            'id' => $post['card_id'],
            'status' => StatusEnum::ENABLED,
            'user_id' => $mch['user_id'],
        ]);
        $joinpay_card_info = JoinPayUserBankcard::findOne([
            'mall_id' => $this->mall_id,
            'user_id' => $mch['user_id'],
            'card_id' => $post['card_id'],
            'status' => StatusEnum::ENABLED,
            'is_sign' => 1,
        ]);
        if (empty($card_info) || empty($joinpay_card_info)) {
            return $this->error('银行卡不存在或者已经解除签约');
        };

        try {
            // 解除快捷支付签约
            $settings = \Yii::$app->services->setting->addons->get($this->mall_id, AddonsEnum::ADDONS_NAME_JOIN_PAY, 'basic');
            $fast_pay_class = new JoinPayFastPay($settings);
            $fast_pay_class->unsign($joinpay_card_info);


            return $this->success('解约成功');
        } catch (\Exception $e) {
            return $this->error($e->getMessage());
        }
    }
}