qimall/addons/UnionPay/common/service/FastPayService.php

<?php

namespace addons\UnionPay\common\service;

use addons\UnionPay\common\enums\UnionPayEnum;
use addons\UnionPay\common\models\UnionpayRequestLog;
use addons\UnionPay\common\models\UnionpayUserBankCard;
use common\models\common\PaymentTrade;
use common\models\common\UserBankCard;
use yii\db\Exception;
use \Yii;

class FastPayService extends PayService
{
    public $yl_api_url = "https://vsp.allinpay.com/apiweb/qpay";// 快捷支付

    //快捷支付签约申请
    public function sendSignSms(UnionpayUserBankCard $unionpay_user_bankcard_model, UserBankCard $user_band_card)
    {
        $config = \Yii::$app->services->setting->addons->get($unionpay_user_bankcard_model->mall_id, UnionPayEnum::ADDONS_NAME, 'basic');
        $card_type = strtolower($user_band_card->card_type);
        $accttype = '';
        switch ($card_type) {
            case 'dc':
                $accttype = '00';
                break;
            case 'cc':
                $accttype = '02';
        }
        $params = [];
        $params["cusid"] = $config['cusid'];
        $params["appid"] = $config['appid'];
        $params["orgid"] = $config['orgid'];
        $params["version"] = $this->version;
        $params["randomstr"] = md5(microtime(true));
        $params["signtype"] = $this->sign_type;
        $params["meruserid"] = $user_band_card->user_id;
        $params["accttype"] = $accttype;
        $params["acctno"] = $user_band_card->bank_card_no;
        $params["idtype"] = $unionpay_user_bankcard_model->id_type;
        $params["idno"] = $unionpay_user_bankcard_model->id_no;
        $params["acctname"] = $user_band_card->payer_name;
        $params["mobile"] = $unionpay_user_bankcard_model->mobile;
        $params["validdate"] = $unionpay_user_bankcard_model->validdate;
        $params["cvv2"] = $unionpay_user_bankcard_model->cvv2;
        $params["sign"] = urlencode($this->sign($params, $config['private_key']));//签名
        $params_str = $this->ToUrlParams($params);
        $url = $this->yl_api_url . "/agreeapply";
        $rsp = $this->request($url, $params_str);
        $add_data = [
            'type' => 'agreeapply',
            'out_trade_no' => '',
            'oldtrxid' => '',
            'trade_type' => '',
            'randomstr' => $params["randomstr"],
            'request_data' => $params_str,
            'response_data' => $rsp
        ];
        UnionpayRequestLog::setData($unionpay_user_bankcard_model->mall_id, $add_data);
        $rsp = json_decode($rsp, true);
        if ($rsp['retcode'] != 'SUCCESS') {
            $msg = $rsp['retmsg'] ?? '系统内部错误';
            throw new Exception($msg);
        }
        if (!$this->validSign($rsp, $config['union_pay_public_key'])) {
            throw new Exception('验签失败');
        }
        if ($rsp['trxstatus'] != '1999') {
            throw new Exception($rsp['errmsg']);
        }
        $rsp['card_id'] = $user_band_card->id;
        return [
            'data' => ['agreeid' => $unionpay_user_bankcard_model->sign_no,
                'back_image' => UserBankCard::getBankPicture($user_band_card->bank_code),
                'bank_account_type' => $user_band_card->bank_account_type,
                'bank_card_no' => $user_band_card->bank_card_no,
                'bank_code' => $user_band_card->bank_code,
                'bank_name' => $user_band_card->bank_name,
                'card_type' => $user_band_card->card_type,
                'card_type_name' => $user_band_card->card_type_name,
                'created_at' => $user_band_card->created_at,
                'icon' => UserBankCard::getBankPicture($user_band_card->bank_code),
                'id' => $user_band_card->id,
                'is_sign' => $unionpay_user_bankcard_model->is_sign,
                'mall_id' => $user_band_card->mall_id,
                'payer_name' => $user_band_card->payer_name,
                'status' => $user_band_card->status,
                'updated_at' => $user_band_card->updated_at,
                'user_id' => $user_band_card->user_id,
                ],
            'card_id' => $user_band_card->id,
            'id_no' => $unionpay_user_bankcard_model->id_no,
            'mobile' => $unionpay_user_bankcard_model->mobile,
            'cvv2' => $unionpay_user_bankcard_model->cvv2,
            'validdate' => $unionpay_user_bankcard_model->validdate,
            'thpinfo' => $rsp['thpinfo'],
            'trxstatus' => $rsp['trxstatus']
        ];
    }

    //签约申请确认
    public function agreeConfirm($mall_id, $user_id, $card_id, $smscode, $thpinfo)
    {
        $user_band_card = UserBankCard::findOne(['id' => $card_id]);
        $unionpay_user_bankcard_model = UnionpayUserBankCard::findOne(['card_id' => $card_id]);
        $config = \Yii::$app->services->setting->addons->get($mall_id, UnionPayEnum::ADDONS_NAME, 'basic');
        $card_type = strtolower($user_band_card->card_type);
        $accttype = '';
        switch ($card_type) {
            case 'dc':
                $accttype = '00';
                break;
            case 'cc':
                $accttype = '02';
        }
        $params = [];
        $params["cusid"] = $config['cusid'];
        $params["appid"] = $config['appid'];
        $params["orgid"] = $config['orgid'];
        $params["version"] = $this->version;
        $params["reqtime"] = date('YmdHis', time());
        $params["meruserid"] = $user_id;
        $params["accttype"] = $accttype;
        $params["acctno"] = $user_band_card->bank_card_no;
        $params["idtype"] = $unionpay_user_bankcard_model->id_type;
        $params["idno"] = $unionpay_user_bankcard_model->id_no;
        $params["acctname"] = $user_band_card->payer_name;
        $params["mobile"] = $unionpay_user_bankcard_model->mobile;
        $params["validdate"] = $unionpay_user_bankcard_model->validdate;
        $params["cvv2"] = $unionpay_user_bankcard_model->cvv2;
        $params["smscode"] = $smscode;
        $params["thpinfo"] = $thpinfo;
        $params["randomstr"] = md5(microtime(true));
        $params["signtype"] = $this->sign_type;
        $params["sign"] = urlencode($this->sign($params, $config['private_key']));//签名
        $params_str = $this->toUrlParams($params);
        $url = $this->yl_api_url . "/agreeconfirm";
        $rsp = $this->request($url, $params_str);
        $add_data = [
            'type' => 'agreeconfirm',
            'out_trade_no' => '',
            'oldtrxid' => '',
            'trade_type' => '',
            'randomstr' => $params["randomstr"],
            'request_data' => $params_str,
            'response_data' => $rsp
        ];
        UnionpayRequestLog::setData($unionpay_user_bankcard_model->mall_id, $add_data);
        $rsp = json_decode($rsp, true);
        if ($rsp['retcode'] != 'SUCCESS') {
            $msg = $rsp['retmsg'] ?? '系统内部错误';
            throw new Exception($msg);
        }
        if (!$this->validSign($rsp, $config['union_pay_public_key'])) {
            throw new Exception('验签失败');
        }
        if (empty($rsp['agreeid']) || $rsp['trxstatus'] != '0000') {
            throw new Exception($rsp['errmsg']);
        }
        $unionpay_user_bankcard_model->sign_no = $rsp['agreeid'];
        $unionpay_user_bankcard_model->is_sign = 1;
        $unionpay_user_bankcard_model->save();
        $user_band_card->bank_code = $rsp['bankcode'];
        $user_band_card->bank_name = $rsp['bankname'];
        $user_band_card->save();
        return [
            'data' => ['agreeid' => $unionpay_user_bankcard_model->sign_no,
                'back_image' => UserBankCard::getBankPicture($user_band_card->bank_code),
                'bank_account_type' => $user_band_card->bank_account_type,
                'bank_card_no' => $user_band_card->bank_card_no,
                'bank_code' => $user_band_card->bank_code,
                'bank_name' => $user_band_card->bank_name,
                'card_type' => $user_band_card->card_type,
                'card_type_name' => $user_band_card->card_type_name,
                'created_at' => $user_band_card->created_at,
                'icon' => UserBankCard::getBankPicture($user_band_card->bank_code),
                'id' => $user_band_card->id,
                'is_sign' => $unionpay_user_bankcard_model->is_sign,
                'mall_id' => $user_band_card->mall_id,
                'payer_name' => $user_band_card->payer_name,
                'status' => $user_band_card->status,
                'updated_at' => $user_band_card->updated_at,
                'user_id' => $user_band_card->user_id,
            ],
            'card_id' => $user_band_card->id,
            'trxstatus' => $rsp['trxstatus'],
            'errmsg' => $rsp['errmsg']
        ];
    }

    //商户支付申请
    public function payapplyagree($user_id, $card_id, $trade_no)
    {
        $trade = PaymentTrade::findOne(['mall_id' => $this->mall_id, 'user_id' => $user_id, 'out_trade_no' => $trade_no]);
        $config = \Yii::$app->services->setting->addons->get($trade->mall_id, UnionPayEnum::ADDONS_NAME, 'basic');
        $unionpay_user_bankcard_model = UnionpayUserBankCard::findOne(['user_id' => $trade->user_id, 'card_id' => $card_id]);
        if (empty($unionpay_user_bankcard_model)) throw new Exception('用户银行卡未签约');
        $params = [];
        $params["cusid"] = $config['cusid'];
        $params["appid"] = $config['appid'];
        $params["orgid"] = $config['orgid'];
        $params["version"] = $this->version;
        $params["randomstr"] = md5(microtime(true));
        $params["signtype"] = $this->sign_type;
        $params["reqtime"] = date('YmdHis', time());
        $params["agreeid"] = $unionpay_user_bankcard_model->sign_no;
        $params["amount"] = $trade->pay_fee * 100;
        $params["reqsn"] = $trade->out_trade_no;
        $params["currency"] = 'CNY';
        $params["subject"] = $trade->title;
        $params["notifyurl"] = \Yii::$app->services->setting->platform->get('system.api_url') . "/union-pay/notify/notify";
        $params["sign"] = urlencode($this->sign($params, $config['private_key']));//签名
        $params_str = $this->ToUrlParams($params);
        $url = $this->yl_api_url . "/payapplyagree";
        $rsp = $this->request($url, $params_str);
        $add_data = [
            'type' => 'payapplyagree',
            'out_trade_no' => $trade->out_trade_no,
            'oldtrxid' => '',
            'trade_type' => $trade->trade_type,
            'randomstr' => $params["randomstr"],
            'request_data' => $params_str,
            'response_data' => $rsp
        ];
        UnionpayRequestLog::setData($unionpay_user_bankcard_model->mall_id, $add_data);
        $rsp = json_decode($rsp, true);
        if ($rsp['retcode'] != 'SUCCESS') {
            $msg = $rsp['retmsg'] ?? '系统内部错误';
            throw new Exception($msg);
        }
        if (!$this->validSign($rsp, $config['union_pay_public_key'])) {
            throw new Exception('验签失败');
        }
        if ($rsp['trxstatus'] == '0000' || $rsp['trxstatus'] == '1999') {
            Yii::error('payapplyagree::response' . json_encode($rsp));
            $trade->trade_type = 'fast_pay';
            $trade->save();
        } else {
            throw new Exception($rsp['errmsg']);
        }

        return ['errmsg' => $rsp['errmsg'], 'reqsn' => $rsp['reqsn'], 'thpinfo' => $rsp['thpinfo'], 'trxstatus' => $rsp['trxstatus']];
    }

    //支付确认
    public function payagreeconfirm($mall_id, $user_id, $trade_no, $card_id, $thpinfo, $smscode)
    {
        $trade = PaymentTrade::findOne(['user_id' => $user_id, 'out_trade_no' => $trade_no]);
        $unionpay_user_bankcard_model = UnionpayUserBankCard::findOne(['user_id' => $user_id, 'card_id' => $card_id]);
        $config = \Yii::$app->services->setting->addons->get($mall_id, UnionPayEnum::ADDONS_NAME, 'basic');
        $params = [];
        $params["cusid"] = $config['cusid'];
        $params["appid"] = $config['appid'];
        $params["orgid"] = $config['orgid'];
        $params["version"] = $this->version;
        $params["randomstr"] = md5(microtime(true));
        $params["signtype"] = $this->sign_type;
        $params["reqtime"] = date('YmdHis', time());
        $params["amount"] = $trade->pay_fee * 100;
        $params["currency"] = 'CNY';
        $params["reqsn"] = $trade->out_trade_no;
        $params["agreeid"] = $unionpay_user_bankcard_model->sign_no;
        $params["smscode"] = $smscode;
        $params["thpinfo"] = $thpinfo;
        $params["sign"] = urlencode($this->sign($params, $config['private_key']));//签名
        $params_str = $this->toUrlParams($params);
        $url = $this->yl_api_url . "/payagreeconfirm";
        $rsp = $this->request($url, $params_str);
        $rsp = json_decode($rsp, true);
        $add_data = [
            'type' => 'payagreeconfirm',
            'out_trade_no' => $trade->out_trade_no,
            'oldtrxid' => $rsp['trxid'] ?? '',
            'trade_type' => $trade->trade_type,
            'randomstr' => $params["randomstr"],
            'request_data' => $params_str,
            'response_data' => json_encode($rsp)
        ];
        UnionpayRequestLog::setData($unionpay_user_bankcard_model->mall_id, $add_data);

        if ($rsp['retcode'] != 'SUCCESS') {
            $msg = $rsp['retmsg'] ?? '系统内部错误';
            throw new Exception($msg);
        }
        if (!$this->validSign($rsp, $config['union_pay_public_key'])) {
            throw new Exception('验签失败');
        }
        if ($rsp['trxstatus'] == '0000') {
            $trade->third_trade_no = $rsp['trxid'];
            $trade->save();
        } else {
            throw new Exception($rsp['errmsg']);
        }
        return ['fintime' => $rsp['fintime'], 'amount' => $trade->pay_fee, 'reqsn' => $rsp['reqsn'], 'trxid' => $rsp['trxid'], 'trxstatus' => $rsp['trxstatus']];
    }

    //重新获取支付短信
    public function paysmsagree($mall_id, $user_id, $card_id, $trade_no, $thpinfo)
    {
        $config = \Yii::$app->services->setting->addons->get($mall_id, UnionPayEnum::ADDONS_NAME, 'basic');
        $unionpay_user_bankcard_model = UnionpayUserBankCard::findOne(['card_id' => $card_id]);
        $params = [];
        $params["cusid"] = $config['cusid'];
        $params["appid"] = $config['appid'];
        $params["orgid"] = $config['orgid'];
        $params["version"] = $this->version;
        $params["reqtime"] = date('YmdHis', time());
        $params["randomstr"] = md5(microtime(true));
        $params["signtype"] = $this->sign_type;
        $params["meruserid"] = $user_id;
        $params["orderid"] = $trade_no;
        $params["agreeid"] = $unionpay_user_bankcard_model->sign_no;
        $params["thpinfo"] = $thpinfo;
        $params["sign"] = urlencode($this->sign($params, $config['private_key']));//签名
        $params_str = $this->toUrlParams($params);
        $url = $this->yl_api_url . "/paysmsagree";
        $rsp = $this->request($url, $params_str);
        $rsp = json_decode($rsp, true);
        $add_data = [
            'type' => 'paysmsagree',
            'out_trade_no' => $trade_no,
            'oldtrxid' => $rsp['trxid'] ?? '',
            'trade_type' => 'fat_pay',
            'randomstr' => $params["randomstr"],
            'request_data' => $params_str,
            'response_data' => json_encode($rsp)
        ];
        UnionpayRequestLog::setData($unionpay_user_bankcard_model->mall_id, $add_data);
        if ($rsp['retcode'] != 'SUCCESS') {
            $msg = $rsp['retmsg'] ?? '系统内部错误';
            throw new Exception($msg);
        }
        if (!$this->validSign($rsp, $config['union_pay_public_key'])) {
            throw new Exception('验签失败');
        }
        if (!empty($rsp['errmsg'])) {
            throw new Exception($rsp['errmsg']);
        }
        return $rsp;
    }

    //银行卡解绑接口
    public function unbind($user_id, $card_id)
    {
        $config = $this->config;
        $unionpay_user_bankcard_model = UnionpayUserBankCard::findOne(['mall_id' => $this->mall_id, 'user_id' => $user_id, 'card_id' => $card_id]);
        $params = [];
        $params["cusid"] = $config['cusid'];
        $params["appid"] = $config['appid'];
        $params["orgid"] = $config['orgid'];
        $params["version"] = $this->version;
        $params["randomstr"] = md5(microtime(true));
        $params["signtype"] = $this->sign_type;
        $params["agreeid"] = $unionpay_user_bankcard_model->sign_no;
        $params["sign"] = urlencode($this->sign($params, $config['private_key']));//签名
        $params_str = $this->toUrlParams($params);
        $url = $this->yl_api_url . "/unbind";
        $rsp = $this->request($url, $params_str);
        $add_data = [
            'type' => 'unbind',
            'out_trade_no' => '',
            'oldtrxid' => '',
            'trade_type' => 'fat_pay',
            'randomstr' => $params["randomstr"],
            'request_data' => $params_str,
            'response_data' => $rsp
        ];
        UnionpayRequestLog::setData($unionpay_user_bankcard_model->mall_id, $add_data);
        $rsp = json_decode($rsp, true);
        if ($rsp['retcode'] != 'SUCCESS') {
            $msg = $rsp['retmsg'] ?? '系统内部错误';
            throw new Exception($msg);
        }
        if (!$this->validSign($rsp, $config['union_pay_public_key'])) {
            throw new Exception('验签失败');
        }
        $unionpay_user_bankcard_model->is_sign = 0;
        $unionpay_user_bankcard_model->sign_no = '';
        $unionpay_user_bankcard_model->save();
        return $rsp;
    }


}